Praying for a miracle..... - this is long

Maddie&EthansMom wrote: As many of you know I am a SAHM and we are expecting our second child. We are thrilled to be pg and wanted this so bad. A few months ago DH lost his job and quickly got hired for a position in finance working contract labor. We felt so blessed and just knew he would be hired on by this company. About a month after he started working there we found out we were pg. Needless to say, our private policy that we took out does not cover pregnancy. It will cover the baby when the baby is born and it will cover me in case of emergency, but we are on our own paying for the pregnancy. I felt better after talking to the doctor's office and the hospital. My doctor wants to be paid by the 7th month and the hospital is cutting us a deal if we pay it by the time baby is born. (Both will be very difficult to manage at this point) We are sure DH will not be hired by this company and he has an interview tomorrow with an investment company. I don't know yet what his job title would be. I am praying for a miracle. It wouldn't pay for me to work outside of the home and I can't seem to find anything to WAH. It is certainly a blessing that DH has a job, but I would like for him to find something with equal pay, good benefits and better hours. This is a happy time for us and I want to enjoy it without all this stress. I have arranged to have some things cut off (cable tv, newspaper) and we are switching internet providers to save money. I feel that we are being responsible enough. We don't have a lot of debt other than our car and house. We have no credit card debt. I want to keep DD in her preschool. It is a big expense, but I can't take that from her. I guess what I am asking for is your prayers that things work out. I am feeling completely overwhelmed and hopeless right now. I have never felt this way and I know it isn't healthy for me. I will welcome any suggestions or advice.

Thanks in advance!

maliksmommy replied: I am saying a huge prayer for your DH that everything works out with his job. It is so hard to not worry about money and not stress over it, but it is hard. It sounds like you guys are doing what you can and being very responsible with what you have. Big hugs to all of you and I know everything will work out. Try and stay as stress-free as possible for that little one inside of you.

MommyToAshley replied: <<HUGS>>

I am keeping you in my prayers that everything will work out. We were self-pay with Ashley, and you are doing the right thing by talking to the doc and hospital up front. Most will give you a discount if you are self-pay (usually around 20%). Our hospital had a 24-hour program that if you pay in advance and only stay 24 hours for normal delivery or 48-hours for c-section, then they gave a huge discount. Make sure you do talk to the company that does your labs too, they will give discounts as well. And if you send your labs outside of the hospital, it is actually cheaper. The same with U/S -- try to do them somewhere not in the hospital. The hospital marks everything up.

It's hard not to worry about finances when you are PG, and especially when you are self-pay. But, things have a tendancy to work themselves out, you'll see! Take care of yourself and try not to stress for that little one!

kit_kats_mom replied: Do you have any database experience....like Access? I may need some help, depending on a contract, scrubbing data files. It would require you to sign up with Adecco, the temp service. You would basically be doing the boring, tedious stuff that I won't have time for if this new contract comes through. You have to be felony free, since it is student data, and HIPPA is really fierce about confidentality. However, I would just email you files every few days, you would import them into access, clean them up and then email them back to me. I started off making about $15 an hour and it is pretty flexible and great for working at home. I was able to get about 20 hours a week worth of work. Email me if you are interested (a copy of a resume too) and I'll forward it to my office manager if we get the Mississippi contract.

Mommieto2Girls replied: I know everything can be hard. Here are some big hugs and try to stay stress free for your new baby to be.

TLCDad replied: I know how you feel... but things will work out. You and your family will be in my prayers.

amynicole21 replied: I'm so sorry you're going through this stress now. I'll keep you in my thoughts that more blessings come your way!

Hillbilly Housewife replied: Wow! You're going throu a lot, don't forget to take it easy!

Good luck - and maybe you can look into some editing/typing for university and college students - a lot of them will pay enough $$ for you to type their stuff for them while they go out and party..... like 2$ to 5$ a page - but when you have 5 students at 4 pages each, 20 pages = 40$ - 100$ for what - like 2 hours work? heh heh.

CantWait replied: Things always have a way of working themselves out, hang in there

Maddie&EthansMom replied: Thank you all so much for your positive thoughts. I am feeling so much better today. DH had to cancel his interview, but may get hired on (with this company he is working for) after all. That would be good, but not ideal. I am just happy is has a job right now b/c it seems as though there is nothing out there. What a bad time for the economy. We will make it through this....I have confidence. I have my bad days and definetly needed your prayers. Thanks again for being there for me when you hardly know me. You are all so kind.

MomofTay&Sam replied: Hi Aimee,
I am sorry I missed this. I have a very good job with NO benefits. We checked into medicade. sp After all I have paid taxes for almost 18 years. I was approved and they paid for everything from start to finish and are also paying for the first year of Sammy's life. I have zero co payment where ever Sammy goes and no bill. I also have wic, my appt is Friday for the final 3 months of formula and I will cancel it. Wic is only a supplement but a huge help. I have not worked in 10 months and BFing was out of the question for me. Medicaid is time consuming to start up, BUT if you and your DH have worked all your life than it is something that you are intitled to. If you need some info just let me know. NY is very very helpful for people who are self employed or the job doesnt have benefits. They have alot of baby programs for free. I am not sure where you are but email me if you want to talk about medicaid..
terdavmehl@aol.com

angelhair replied: hello,I know it can be stressful, but I am hoping and praying that the job works for your dh. also, I do not know if they still do but the hospitals used to have extra money for freecare for thoses in dire need. hoping things work out soon!