Insurance stuff makes me angry

Danalana wrote: Okay, I'm not sure if i am going to get to got to the treatment center anymore. My therapist is trying to work with my insurance (Blue Cross/Blue Shield), but they say they don't pay for residential. She says they all say that, but thet they will usually flex your inpatient benefits to go toward residential. If not, i don't know what will happen. I checked to se how much it would be if i paid for it out-of-pocket. $30,000!!! That's just for 30 days...some people have to stay longer. That's not gonna happen. I cried all day, yesterday, because of all of this mess. It's ironic that i could try to end my life and they would pay for me to be hospitalized, but they don't wanna pay for the treatment of something that kills slowly. I don't get it.
If you pray, please pray that something will work out. There are a few options Nicole is looking into, including having my nutritionist talk to them. She also has a friend with Blue Cross/Blue Shield that she is going to talk to. I really need to do this.

punkeemunkee'smom replied: I hope something works out with your insurance company!

Danalana replied: Thank you!!

Calimama replied: My mom went through something similar with Blue Cross/ Blue shied. My dad has parkinsons and part of that disease is dementia. He had an incident at his nursing home and before he could be returned there (from the hospital) he had to be tested and treated for his level of dementia in a psych ward of a hospital. Blue cross refused to pay for the week long treatment and the treatment had to be stopped until my mom either paid for it or applied for Medicaid.. unfortunately she didn't qualify for it so she paid $57,000 PLUS dollars for this treatment even though she had insurance that was supposed to cover things like that. Needless to say we are less than impressed with Blue cross/blue shied. Have you thought about applying for Medicare or maybe there is grant or something SOMEONE can offer? It must be so frustrating to try to get help and be denied. I hope something works out for you hun.

Danalana replied: I haven't tried anything else...I know very little about other available resources. I do know that I have been paying about $70 per month, for almost 6 years, for this insurance I know Nicole is doing everything she can. And if they won't listen to Dr Olsen (my nutritionist), I don't know who they would listen to. He interned at the Mayo clinic and has been practicing for years. i'm praying for a miracle...

gr33n3y3z replied: yeah insurance companies do not like paying for much
I agree if someone needs treatments for what ever reason they should be able to get it

I'm sorry you are going through this I will keep you in my prayers hun
Please keep us posted

Danalana replied: I will definitely keep yall updated. I appreciate the support and well-wishes

DillsMommy replied: Sorry to hear that, I hope everything works out. I hate dealing with insurances, for as much as you pay for it, they should cover EVERYTHING.

redchief replied: I don't have any new advice, but wanted to say that I'm praying that you'll be able to continue your treatment without losing your shirt.

MoonMama replied: Oh honey, TONS of thoughts and prayers that something works out soon.

Danalana replied: thanks so much, girls.
I told my husband how much it would cost if insurance didn't pay...his jaw hit the floor...even if insurance does pay, it would only pay about 50%. We would still have to pay 15,000 dollars ourselves. I tend to not care about myself enough to think it's worth it. And now he doesn't seem to think so. I don't think he even understands what an eating disorder really is....so, nobody in our camp can really see that it's worth it. I just want it. I want to get away and be able to think and focus. I can't do that here...

luvmykids replied:
Sadly, many people underestimate what an eating disorder is/stems from/can do to you. I hope something happens that allows you to go

Danalana replied: *sigh* I got up and checked my email...still no word