I'm so upset!

MM'sMama wrote: We didn't get the house in TN! Brian called me this afternoon and told me about it. And the reason being there is something on his credit, but he didn't and wouldn't go into much detail! WTH is that about??? Now I ask you this how in the H-E-double hockey sticks it there something on his credit I don't know about and why does it seem like he's trying to hide it?!?!?!?!?! We have been married since 3 days after I turned 18 and he wasn't 18 for all that long before me!!!!! Not to mention the first house we bought our parents helped out on so I totally understand how we got that one (and we still own it we are renting it out). And our second house we were able to get ourselves with a HUGE down payment (from money his uncle left us). But even so wouldn't this kind of thing have popped up then too???
I don't know if I'm more upset about not getting the house or feeling like I'm being lied to about something and like he's keeping things from me. Plus with the money from the house we just sold we have a fairly good down payment, so wouldn't that mean there is something BAD BAD BAD on his credit? I don't know a lot about this sort of thing I'll admit but just a thought. But I do feel like I am being lied to because he wouldn't really tell me about what it was and what the deal was really. And my other question is this, does his bad credit become mine because we are married? I'm just so upset and I don't know wether to be mad or cry!!!!!!!!

msoulz replied: Perhaps it isn't something he did on the credit? There is so much identity theft these days - that is how we found out my DH's SS# had been stolen. Hang in there, don't assume anything until you get the story. And I hope all is OK!!

MM'sMama replied:
The issue is he's avoiding the subject all together and gets all antsy when I mention it, and tells me its not important and we'll find something else. So I know he is hiding something!

amymom replied: If you are on the mortgage application you can obtain the info directly from the bank.

But again, I would wait until you can talk to him and get the full information before you jump to any conclusions. Maybe he was sad about losing the house and didn't want to talk about it on the phone.

Good Luck.

Sorry you posted while I was typing, so I don't know what to say.

MM'sMama replied:
Thanks! I just don't know what to think and wether to be really angry or

So since I am on the mortgage application too I should be able to find out what the deal is?

I mean honestly I liked the house but I have never actually seen it only Brian has, and while he took video and pics of it for me its not the end of the world for me. True we need a place to live but at this point its I'm more upset about what Brian could be hiding. I mean we can always find an apartment down there if need be.

mom2my2cuties replied: I"m sorry this happened - when we first moved here we looked at houses to buy - and depending on the area you are in - even small minor stuff are BIG issues. Like if you are looking about buying in Williamson County over where we live you have to have PERFECT credit - no goofs within like the last 5 years. Thankfully, because of circumstances being understood, we are going to try to buy the townhome we are in right now because we have both just fallen in love with it.

Other areas like Murfreesboro (Rutherford) and Nashville proper are a little different. But you also have lower property values in those areas.

MM'sMama replied:
Ok I have know idea what area it was in. It was a pretty nice house though (nicer then the one we had here ). We are pretty young (I'm 21 and DH is almost 22) but for our age we had amazing credit (thanks to our wonderful parents who helped us more then they should have ), or so I thought.

lisar replied: Pull his credit record. I know its illegal but there are ways around it. If he wont tell you. And you really wanna know that bad. I would try to get it out of him first. To be honest. I would rather be able to trust him than have to sneak and find out.

MM'sMama replied:
I really hope I can get it out of him because I am way to chicken to do something like that.

mom2my2cuties replied:
It is not illegal to pull someone's credit report.

As your spouse - and since his credit is tied to yours in a way now - I don't think it would be illegal.

You can go to like freecreditreport.com and places like that.

mom2my2cuties replied: Oh and did he mention a part of town?


Like Brentwood, Franklin, Belle Meade something like that?

MM'sMama replied:
Thanks. No he didn't I'll have to ask him when he gets home tonight.

CantWait replied: I can see why you would be upset, I would be also. Hopefully when he gets home he'll talk to you about it instead of keeping it a secret.

TheOaf66 replied: sorry you didn't get the house and as for the credit it could be a medical collection or something

MM'sMama replied:
I don't think so. I take care of all bills and money etc. so I am pretty sure everything is paid off. But could be.