AHHHHHHHHHHHHHHHHHHHHHHHHHH - HHHHHHHHHHHHHHHHHHHHHH
punkeemunkee'smom wrote: OK ya'll I am so upset right now that I don't even know what to do. Some probably remember that Taylor and I were involved in an accident 2 weeks ago. Well Taylor's neck is still giving her shooting pains and the back of my head,side of my face and arm are all still numb and painful at times. We have both been to an orthopedist. The doctor says that Taylor's injuries are muscle related and will take about another 6 weeks to subside. I have now had an MRI and have a vertabra that is out of alignment and it is pushing on a cranial nerve that will require physical therapy for the next 6 weeks 3x a week to hopefully realign. If the muscle spasms do not subside soon and the nerve does not go back in place they are concerned about permanant damage and numbness. So anyway I just got a phone call from my insurance company that the car that caused the wreck doesn't have insurance and the guy who was driving doesn't have a drivers license. Niether offense was ticketed! I just called the police department to complain and was told that since the officer did not see him driving he did not HAVE to site him...  Now this happened in a small town and my guess is that the officer knew the owner of the car and did not site him for that reason. I am so angry right now. We have uninsured motorist protection so the medical bills will be paid but nothing else...no gas reimbursement and no lost wages ,pain compensation or anything.....I know that it could have been worse but right now it sure doesn't feel like it! 
A&A'smommy replied:  I'm sorry sweetie that sucks so bad
my2monkeyboys replied: That really, really sucks!!! I'm so sorry... I think I would be raising cain to the newspapers or something about it. Surely they have to cite SOMEONE for the accident, so how could they not cite him for the lack of license and insurance?!?!? 
kit_kats_mom replied: can you sue the guy?
I'm sorry
msoulz replied: That totally reeks. I am so sorry - it's like salt in the wound, as they say. 
luvmykids replied: WTH? Weren't they going to charge that other guy with the whole thing? I'm so sorry, I wish I was close enough to help you both
Boys r us replied: Oh Abbie..  I'm mad for you!!! I would file a lawsuit against him. I'm sorry!
PrairieMom replied:
good question
HuskerMom replied:
My3LilMonkeys replied:
Crystalina replied: I feel so bad for you guys. I know how small town officers can be. 
punkeemunkee'smom replied:
I am calling tomorrow to find out.... I so did not want to wrap myself up in lawyers and all that crap but I seriously need to think about the possiblity that this can cause lasting problems for both of us. It was a 3 car accident. I was sitting still and the 2nd car drove under our truck-I watched him do it. He got hit (after he hit us...and by hit I mean tapped,litterally no damage to the back of his car AT ALL. He was 1/2 way up his hood under our truck and pushed us 10 feet when he hit us) but he claims that he got hit and pushed into our truck The guy that hit him left...hit and run and therefore is responsible under Texas state law as he was not there to defend himself. Nevermind what I say....so anyway he is the one with no insurance...it wasn't the owner of the car that was driving and that guy doesn't even have a DL in the first frickin place!
luvmykids replied:
Ok, sorry I got confused. And let me guess, the guy who REALLY did hit you, the one who isn't being charged, probably does have insurance and a DL???????
punkeemunkee'smom replied:
DING DING DING!!!! He does have good insurance and a DL...JERK!!!!! He knew at the scene that if he claimed to be pushed into us he wasn't responsible-he said so!
Our Lil' Family replied: Well then it needs to be contested....sorry Ab, you need a good lawyer!
I'm so sorry this happened....sounds like it will be a VERY LONG battle!
gr33n3y3z replied:
And you are right he knew the other guy and I would still drag his butt to court and also the cops If Taylor saw him driving and the other driver saw him what more proof does one need?
My2Beauties replied: FWIW and I don't know the laws where you live but my first wreck ever about 10 years ago was a hit and run and they never found the idiot. I sued my own insurance company for medical bills, pain & suffering and damage to my car, it was totaled. I paid my deductible on my car and the rest was paid I even got about $8500 settlement from them for P&S.
grapfruit replied: What's your Medical payments on your insurance??? I don't like to write anything under $10000 on my clients. (It's so stinkin cheap! Especially if they have good driving records)
Check that out. Also what is your Uninsured Motorist coverage? If you had High Liability limits (say 100,000/300,000) then your UM should be the same. You wouldn't get money until all dr visits are said and done, but you'd get something. Also depends on what state you're in.....But if your liability limits are low (like here in Ohio state minimum is $12,500!!  ) then likely your UM is low and yeah, you get crap.
Ask about your Medical Payments limit. It really depends on what state you're in though, some states are "PIP" states (Personal Injury or something) and yeah, I know NOTHING about all that....
|
