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Credit Cards and Debit Cards - Do You Sign Them?


Kirstenmumof3 wrote: ohmy.gif The reason I'm asking is that I see more and more people coming through with there Debit Cards and Credit Cards unsigned! I've told several people that when they get home they might want to consider signing there card. Some people don't even realize they haven't signed it. But some are pretty rude. One gentleman told me that he would wait until it was stolen, but if the card gets stolen, all the person has to do is sign the back of it!

dunno.gif Am I the only one who thinks this is odd?

Kentuckychick replied: You aren't odd, but you also aren't necessarily supposed to sign the back of your credit cards. From experience working in retail I know that if a card is signed on the back we didn't have to check for identification. I WANT people to ask me for ID.

Now before anyone says well just anyone can sign the card, no. You are supposed to write in large capital letters "ASK FOR ID" on the back. This way, if your card is stolen some stores can be held responsible for not properly checking identification.

So if you have someone who has just left their card blank because they want you to ask for their identification -- give them that little bit of helpful advice.

thumb.gif

PS -- I remember customers being annoyed when we'd ask them to show their ID's. It always made me nuts. I wanted to say "Just be happy someone cares!"

Kirstenmumof3 replied:
Thanks! I never really looked at it that way.

Celestrina replied:
I remember one guy who had a broken arm and obviously couldn't sign his name properly. When I asked for ID he got downright angry! I was doing it for his own safety. It's people like that who will blame you if their identity gets stolen.

luvbug00 replied: i have ASK FOR ID on mine

MyBlueEyedBabies replied: I signed one...but it is totally worn off so not doing any good anymore. another one says ask for ID which is awesome unless you grab your card and put in in your pocket and forgot your ID rolling_smile.gif
I liked my old card..it had my picture and signature on the front of the card

luvmykids replied: I lost a card once that was signed, and all they had to do was imitate my signature, which they did. Now I use "ask for id".

Jamison'smama replied: Our US Post office will not accept a card if it is not already signed and it cannot say ask for ID--not sure the reason

Calimama replied: Nope I don't sign them.

boyohboyohboy replied: we dont sign ours, and i want people to ask me for my ID

gr33n3y3z replied: When you dont sign them whom ever is supposed to ask for ID smile.gif

msoulz replied: My credit card company once told me not to use "ask for ID" and I don't recall the exact reason, but it seems because whatever you write on that line is considered a signature, or some other legal mumbojumbo . . . so I no longer write that and it is extremely rare that anyone checks my ID. It was also rare when I had "ask for ID" written on mine.

~Roo'sMama~ replied: I do sign mine, but most of the places I shop (grocery stores and walmart and target mostly rolleyes.gif) It doesn't matter anyways because you swipe it yourself and they don't even look at the card. So even if I had "ask for ID" written on the back I'd have to wave it in front of their face in order for them to even see it. rolleyes.gif
Every great once in awhile someone at Walmart will ask for my card to see the signature - I've never ever had to show them my card at Target before. Which is funny because when my wallet was stolen a couple years ago, the check out person at Walmart asked the lady using my card to see the card and then wanted to see her id since my signature was kind of old and getting hard to see, and she told them she had it in her car and then just never came back. So she didn't get away with her cart full of stuff. But she spent $500 at Target the same night and since they never look at the card or ask for id she got away with it there. dry.gif

My3LilMonkeys replied:
Same here - oddly enough really the only place I regularly shop where they ask for ID is the local thrift store - they ask every time whether it's signed or not.

My2Beauties replied: I worked at a credit card company and we always advised people to never sign the back of their card, you always write ASK FOR ID on the back. wink.gif

DVFlyer replied:
Ditto.

Boo&BugsMom replied:
Same here, even though most don't ask, there are some that still do.

MommyToAshley replied: I think the most important thing here is to know your credit card company's policy on fraud protection. We can check every transaction online (and do so often). Our CC company puts a hault on any transaction in question... we never have to pay a dime and our funds wouldn't be tied up. Our CC company also calls us to verify any purchases over a certain amount or if there are more transactions than normal according to our spending history.

I would NEVER have a bank card that can be used as a credit card. The money comes directly out of your account, and you do not get the money back until the investigation is over (who knows how long that could take)... and your funds are tied up, if you ever do get them back.

holley79 replied: Nope in my signature spot on the back it says, "See ID".

MoonMama replied: No I do not sign them, I write SEE ID in the area.

~Roo'sMama~ replied:
My card that got stolen and used was my Visa check card. It actually only took like a day for them to put the money back in our account. wink.gif Actually i don't know if it was even that long - we weren't tied up at all and we didn't have any extra money for a cushion or anything. They just took our word for it and put it back in without doing an investigation first. thumb.gif

Brias3 replied: I have See ID on the back of mine and I tell ya, I've been asked MAYBE four times ever to show my ID. So much for protection, hey?

I saw a news brief on the local news dealing with this subject just last week. They tested local businesses to see if they'd prompt for ID. Of course, only a small percentage did- and this was with the news team signing things like "Big Bird" and "Bugs Bunny"! Unbelievable.

MommyToAshley replied:
thumb.gif That's good, I am glad they took care of it so quickly for you. I've heard some horror stories... I guess it depends on the bank (just like with credit cards).

Crystalina replied: I don't. I had a lady once who wouldn't accept it until I signed and I just took it back and told her to forget the sale. I know she has to check and she was just doing her job (and I told her that) but I don't like signing them. Besides her nobody has ever checked.


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